Image Credit: Jorge Franganillo You could be someone that has made that 1st foray in real estate some years back and is now sitting comfortably on a property that has appreciated.  You pride yourself on that smart decision; regardless whether the…

Image Credit: Erwin Soo Congratulations! You have finally paid off your home loan. You can now come home to a property you own and even dig for extra cash in your pocket which would otherwise have gone to paying your home mortgage. What bliss!…