Benefits Of A Longer Loan Tenure

When it comes to buying a home in Singapore, one of the major decisions that you will have to make is the length of your home loan tenure. While some may opt for shorter tenures, such as a 15-year loan, there are many benefits of choosing…

Unsecured Credit Explained: What You Need to Know To Stay Compliant

In a recent article, we introduced the differences between secured and unsecured loans. A secured loan is one that is backed by an asset which serves as collateral, similar to a housing loan. In contrast, unsecured credit is not backed…

Manoeuvring the Bumpy Stock Market

My friends have been teaching me to how to cycle for many years, but I only picked it up in my twenties. The advice they gave was truly simple. “Look straight and just pedal!” Yet, I always fumbled because I was more concerned about the…

Is Borrowing The Right Decision?

With the high cost of homes and the rising price of large-ticket items, many have touted Singaporeans to be “asset rich but cash poor”. A lot more goes into one’s financial considerations, and with the increasing rate of financial literacy…

How Does My Credit Score Affect My Home Loan?

In recent years, lower interest rates have lured many optimistic investors to take on debt in order to invest and potentially earn higher returns. While this ‘sure-win’ technique many investments gurus swear buy, it has also resulted…

WOULD YOU PASS THE MARSHMALLOW TEST?

What do marshmallows have to do with investing? Apparently a lot! In the 1960s, the Stanford psychologist Walter Mischel carried out experiments with marshmallows for 4-year-olds, giving them an option to eat their favourite treat immediately…

What’s Next For Shopping Malls?

The onset of the COVID19 pandemic has heralded a reinvention of the shopping malls. With the lockdown enforced midway through 2020, malls were a shadow of their former self. It became a deserted space which was previously filled with…

All You Need to Know About Additional Buyer’s Stamp Duty (ABSD)

Most homebuyers are familiar with Buyer’s Stamp Duty (BSD) as it applies to all property transactions. However, one less common form of stamp duty when purchasing residential properties is the Additional Buyer’s Stamp Duty (ABSD).…

An Introduction To En Bloc And SERS In Singapore

There were many articles about on the en bloc fever in Singapore before. However, this phenomenon died down during the pandemic years due to fear and uncertainty in the market. As we see the en bloc market starting to pick up pace again,…

3 Important Things To Take Note When Taking Up Rental Space

With evolving customer taste and preference, more and more business enthusiasts and entrepreneur wannabes are taking the chance to jump on the bandwagon in the hopes of becoming the next big brand. While many retail brands have taken to the…