A Complete Guide To The Different Types Of Landed Properties In Singapore

Landed property – a scarce yet valuable resource. Many of us desire to live in and own a landed property in our lifetime. However, Singapore’s scarce land makes landed properties not only limited but also extremely expensive. Furthermore,…
Everything You Need To Know About Management Corporation Strata Title (MCST)

“MCST” is one of the many property-related words repeatedly thrown around in the real estate market. While this concept is not just limited to residential properties, most people first come across this term in the context of their own…
Savvy Tips When Financing Overseas Properties in Australia, Malaysia and the United Kingdom

What you need to know before financing overseas properties
Financing overseas properties can be a complicated process, so it is essential to approach it with caution. It is thus important to know the various factors and considerations…
Benefits Of A Longer Loan Tenure

When it comes to buying a home in Singapore, one of the major decisions that you will have to make is the length of your home loan tenure. While some may opt for shorter tenures, such as a 15-year loan, there are many benefits of choosing…
Unsecured Credit Explained: What You Need to Know To Stay Compliant

In a recent article, we introduced the differences between secured and unsecured loans.
A secured loan is one that is backed by an asset which serves as collateral, similar to a housing loan. In contrast, unsecured credit is not backed…
Manoeuvring the Bumpy Stock Market

My friends have been teaching me to how to cycle for many years, but I only picked it up in my twenties. The advice they gave was truly simple. “Look straight and just pedal!” Yet, I always fumbled because I was more concerned about the…
Is Borrowing The Right Decision?

With the high cost of homes and the rising price of large-ticket items, many have touted Singaporeans to be “asset rich but cash poor”. A lot more goes into one’s financial considerations, and with the increasing rate of financial literacy…
How Does My Credit Score Affect My Home Loan?

In recent years, lower interest rates have lured many optimistic investors to take on debt in order to invest and potentially earn higher returns. While this ‘sure-win’ technique many investments gurus swear buy, it has also resulted…
WOULD YOU PASS THE MARSHMALLOW TEST?

What do marshmallows have to do with investing?
Apparently a lot!
In the 1960s, the Stanford psychologist Walter Mischel carried out experiments with marshmallows for 4-year-olds, giving them an option to eat their favourite treat immediately…
What’s Next For Shopping Malls?

The onset of the COVID19 pandemic has heralded a reinvention of the shopping malls. With the lockdown enforced midway through 2020, malls were a shadow of their former self. It became a deserted space which was previously filled with…