Navigating the Mortgage Application Process

After looking around, you have finally found your dream house, but you are unsure if you are able to afford it. Hence, you start thinking about the mortgage application process on how to finance your house. Where do you start? It may…

How is TDSR calculated in Singapore?

Singapore’s property market is highly regulated, and borrowers must adhere to strict financial requirements in order to maintain responsible borrowing practices. One essential aspect of assessing affordability in the HDB or Private property…

Exploring Different Home Loan Options in Singapore

Congratulations, you have decided to buy a house! Now, you may be wondering what the various home loan options are to finance your purchase. Firstly, let’s delve into a comparison of the different types of home loan options in Singapore:…

Refinancing Your Mortgage in Singapore: Benefits and Considerations

Refinancing your mortgage can be a smart financial move that offers various benefits and opportunities for homeowners in Singapore. Whether you’re looking to take advantage of lower interest rates, change your loan terms, or access equity…

Service and Conservancy Charges 101 and Rebates in 2023

Do you know that between 1.5 months to 3.5 months of Service and Conservancy Charges rebates are given out to Singaporean households living in HDB flats every year. But before we deep dive into the government rebates for Service and Conservancy…

How Can You Use Leverage For Real Estate Investments?

Many people view borrowing as debt, but leverage can actually be used as a tool for increasing wealth, such as real estate investments. That’s because borrowing money for an appreciating asset like real estate is most likely going to increase…

National Day Rally 2023: HDB Flats – What has changed?

Prime Minister Lee has announced a change in classification of HDB flats at the 2023 National Day Rally held on 20 August. After PM Lee’s speech, this new form of categorisation has been widely discussed. The words ‘Prime’, ‘Plus’…

Assessing Property Locations: Districts and Regions in Singapore

Districts and Regions in Singapore Assessing property locations? Have you ever wondered how districts and regions in Singapore are divided? Though we are a small nation state, Singapore is divided into 28 districts and 5 regions. The…

Everything You Need To Know About Property Inheritance In Singapore

Think you are going to receive an inherited property, only to be advised later that you cannot be the legal heir? Don’t worry, by the end of this article, you will know what you need about property inheritance in Singapore. When an…

Securing the Future for your child: Buying a Property in Trust

To combat rising inflation, there is an increasing group of investors looking at purchasing properties in trust for their children. It is evident that property prices have been accelerating over the years and many parents are considering securing…