Budget 2023: All You Need To Know To Maximize Your HDB Housing Grants

Budget 2023 has announced a series of higher housing grants to better support you and your family in purchasing your first home. This article summarizes all the available grants that you can consider when purchasing a HDB resale flat. Higher…

Conservation Shophouses in Singapore: All You Need to Know

Along the picturesque streets of Chinatown, conservation shophouses have always been a highlight of Singapore’s streetscape especially in conserved areas. Beyond seeing it as part of our landscape, shophouses are also great financial assets…

Your Guide to Buying a Home in Singapore: Easy Steps to Get Started

Are you dreaming of buying a home in Singapore? The first step is understanding the all-important down payment. We’ll break it down into simple terms and guide you through the process. What’s a Down Payment? When you’re buying…

BUC Loans: Financing New Home Construction Projects

So, you’ve got your sights set on a brand-new condominium launch, and you have saved up enough for the downpayment to make the purchase. But, what’s next? In Singapore, BUC refers to private properties, often condominiums, before they…

Should I Reprice Or Refinance My Home Loan?

Every owner’s top priority is to maximise interest savings and reduce monthly repayments. However, in the ever-changing interest rate environment, it may be a challenge to decide on whether to reprice or refinance. Let us bring you through…

Should You Use CPF To Pay Off Your Home Loan?

What is CPF & what can it be used for? If you don’t know yet, 20% of the gross income of all Singaporeans and PRs below 55 years old is directed into their CPF account. CPF acts as a social security net and offers a savings account…

Renovating Your Home: Should you take Personal Loan or Renovation Loan?

Renovating your home can be a substantial expense. Depending on your choice of design theme, scope of work involved, resale or new flat, private or HDB, the entire renovation cost can vary greatly. According to interior design platform Redbrick…

Understanding The Basics of Financing Your Home Loan

Thinking of purchasing your first home? Purchasing a property is a significant financial decision. It is important to plan your finances and budget before commencing your property search. Understanding the foundations of getting a mortgage…

Mortgage Insurance: Understanding the Different Types and Coverage

Overview of Mortgage Insurance and Its Purpose When you think of insurance, the first type of insurance that crosses your mind is probably: health insurance. Or even life insurance, accident insurance, car insurance, travel insurance…

Everything you need to know about buying an uncompleted property in Singapore

Unsure about the legal processes behind buying an uncompleted property? Buying a new property is no small liability, and it may seem like a confusing task, but don’t worry! Let us guide you through the steps and everything important…