The Currency War: Is It Better To Finance Malaysian Properties In SGD or MYR?

Singapore and Malaysia are two countries that offer property investors the advantages of border proximity, ease of transportation, and close economic ties. With Singapore still ranking as the world’s most expensive city to live in (EIU),…

Reading the Fine Print for Home Loans

Image Credit: Siri Hardeland These are the key criteria you have to take into consideration when choosing your home loan: Reference Rate This can be either a Fixed Rate, or floating rates pegged to Singapore Interbank Offer Rate (SIBOR), Swap…

International Property Financing

Image Credit: Tanaka Juuyoh Many local banks have introduced foreign property loans in view of the rising trend of Singaporeans looking outside the little red dot to invest. These investors are usually attracted to their chosen host country…

Share Value and Maintenance Fees

Image Credit: Walter Schärer One of the considerations when purchasing a condominium development is the amount of maintenance fees the homeowner has to pay. It may not be a significant amount but it may increase your monthly commitments…

Buying a Residential Property in Singapore? Position Yourself Now!

Are you still sitting on the fence waiting for property prices to drop before buying your next property? There’s no fault exercising prudence over such a major financial decision. However, while you’re waiting for property prices…

Australian Property Financing

Image Credit: Jorge Láscar There has been an increasing trend of Singaporeans looking outside of Singapore to park their wealth in real estate – either as their dream retirement home, a place for their children who are university…

5 Reasons To Opt For A Longer Loan Tenor

Image Credit: Dafne Cholet Buying a home is most probably the biggest financial decision you would make; it is also one that would bind you to a long-term financial commitment. Paramount to your success in repaying a home loan is planning for…

5 Facts You Wished You Knew When You Took Up Your Home Loan

Image Credit: Desmond Peh If you are like most Singaporeans, you probably took up a mortgage to help pay your current place of residence. Then again, as a typical Singaporean, you might need more than half of your working lifetime to pay it…

The Mathematical Consideration Of Buying A Property

Image Credit: Jorge Franganillo You could be someone that has made that 1st foray in real estate some years back and is now sitting comfortably on a property that has appreciated.  You pride yourself on that smart decision; regardless whether the…

Unlock The Value Of Your Property With Equity Loans

Image Credit: Erwin Soo Congratulations! You have finally paid off your home loan. You can now come home to a property you own and even dig for extra cash in your pocket which would otherwise have gone to paying your home mortgage. What bliss!…