Deposit-Pegged Mortgage Rates: An Overview

Image Credit: Mikhail Golub In recent years, there has been an increasing trend in banks coming up with their own deposit-pegged mortgage rates (DPMR). DBS was first in the DPMR playing field, introducing the 18-month Fixed-Deposit Home Rate…

MCST – What They Do, Why You Should Care & How To Spot A Good One

Image Credit: Alan Tan The Management Corporation Strata Title (MCST), otherwise known as the managing body for your condominium, manages private properties in Singapore. For new condominiums, the property developer has to find a condo management…

The Magic Ruler

Lu Ban Ruler (魯班尺) The Lu Ban ruler is synonymous with Fengshui or geomancy, which is the Chinese art of living in harmony with nature by harnessing Qi (energy). It is practised by arranging buildings or other sites auspiciously. Who…

The Currency War: Is It Better To Finance Malaysian Properties In SGD or MYR?

Singapore and Malaysia are two countries that offer property investors the advantages of border proximity, ease of transportation, and close economic ties. With Singapore still ranking as the world’s most expensive city to live in (EIU),…

Reading the Fine Print for Home Loans

Image Credit: Siri Hardeland These are the key criteria you have to take into consideration when choosing your home loan: Reference Rate This can be either a Fixed Rate, or floating rates pegged to Singapore Interbank Offer Rate (SIBOR), Swap…

International Property Financing

Image Credit: Tanaka Juuyoh Many local banks have introduced foreign property loans in view of the rising trend of Singaporeans looking outside the little red dot to invest. These investors are usually attracted to their chosen host country…

Share Value and Maintenance Fees

Image Credit: Walter Schärer One of the considerations when purchasing a condominium development is the amount of maintenance fees the homeowner has to pay. It may not be a significant amount but it may increase your monthly commitments…

Buying a Residential Property in Singapore? Position Yourself Now!

Are you still sitting on the fence waiting for property prices to drop before buying your next property? There’s no fault exercising prudence over such a major financial decision. However, while you’re waiting for property prices…

Australian Property Financing

Image Credit: Jorge Láscar There has been an increasing trend of Singaporeans looking outside of Singapore to park their wealth in real estate – either as their dream retirement home, a place for their children who are university…

5 Reasons To Opt For A Longer Loan Tenor

Image Credit: Dafne Cholet Buying a home is most probably the biggest financial decision you would make; it is also one that would bind you to a long-term financial commitment. Paramount to your success in repaying a home loan is planning for…